Scope
This Privacy Policy describes how AI Native Finance Portal ("AINFP," "we," "us," or "our") collects, uses, discloses, and safeguards personal information when you access or use ainfp.org and any related content, newsletters, communications, or services we provide (collectively, the "Services"). By using the Services, you acknowledge that you have read and understand this Privacy Policy.
Effective Date: October 9, 2025
Data Controller and Contact Information
The Services are owned and operated in the United States by Bruce Pea. For questions or to exercise your privacy rights, please contact:
Bruce Pea
AI Native Finance Portal (AINFP)
2800 E Spring Creek Pkwy
Plano, TX 75074
United States
Email: [email protected]
Information We Collect
Personal Information You Provide
We may collect the following categories of personal information you voluntarily provide:
- Identifiers and contact information, such as name, email address, mailing address, and username.
- Wallet and blockchain-related information, such as public wallet addresses you submit to track on-chain activity or airdrops. Public blockchain data is immutable and publicly accessible by design.
- Account and profile information, including preferences, saved items, alerts, and settings.
- Communications and user content, such as inquiries, survey responses, feedback, and any content you submit to the Services.
- Transactional information related to purchases or subscriptions processed through third-party payment processors (we do not store full payment card numbers).
Information Collected Automatically
When you use the Services, we and our service providers may automatically collect:
- Device and network data (IP address, device identifiers, browser type, operating system, language, referrer URL, and approximate location derived from IP).
- Usage and activity data (pages viewed, links clicked, time on page, scrolling, search queries, and interaction with features such as comparison tools or AI research tools).
- Cookies, pixels, SDKs, and similar technologies that help us remember your preferences, perform analytics, and support advertising and security.
Information from Third Parties
We may receive information from:
- Service providers (e.g., analytics, fraud prevention, customer support, subscription management, and payment processors).
- Advertising and marketing partners (e.g., campaign performance and audience insights).
- Publicly available sources and on-chain data providers.
Aggregated, De-Identified, and Pseudonymous Data
We may create aggregated, de-identified, or pseudonymous data from personal information. We will not attempt to re-identify de-identified data except as permitted by law.
Purposes of Use
We use personal information for the following purposes:
- Providing, operating, and improving the Services, including content, tools, and features.
- Personalizing your experience and delivering relevant content, including suggested research topics or assets.
- Communicating with you about updates, newsletters, promotions, and administrative messages.
- Performing analytics, research, and product development (including the use of AI/ML to analyze aggregated or de-identified data).
- Supporting security, fraud prevention, abuse detection, and integrity of the Services.
- Complying with legal obligations, enforcing our terms, and protecting our rights, users, and the public.
AI and Automated Processing
We may use artificial intelligence and machine learning to assist with research, content ranking, and recommendations. These processes are designed to support user experience and analytics and are not intended to produce decisions with legal or similarly significant effects on individuals.
Cookies and Similar Technologies
We use cookies, pixels, local storage, and similar technologies to operate the Services, remember your preferences, conduct analytics, and support advertising. Categories include:
- Strictly necessary cookies for core functionality and security.
- Performance and analytics cookies to understand usage and improve the Services.
- Functional cookies to remember settings and preferences.
- Advertising cookies to deliver and measure ads and to support interest-based advertising.
You can manage cookies through your browser or device settings. If you disable cookies, some features may not function as intended. Where required by law, we will honor valid opt-out preference signals (such as Global Privacy Control) for applicable processing.
Disclosure of Personal Information
Service Providers and Processors
We share personal information with vendors and service providers who process data on our behalf for business purposes such as hosting, analytics, security, customer support, email delivery, and payment processing. These parties are contractually obligated to use the data only as instructed by us.
Analytics and Advertising Partners
We may allow third-party analytics and advertising partners to collect information via cookies and similar technologies to help us understand usage and to provide interest-based advertising. Under certain U.S. state laws, this activity may be considered a "sale" or "sharing" of personal information for cross-context behavioral advertising. You can opt out as described in the state-specific disclosures below and by using an opt-out preference signal where applicable.
Legal Obligations and Safety
We may disclose personal information to comply with law, regulation, legal process, or governmental requests; to enforce our terms and policies; or to protect the rights, property, or safety of AINFP, our users, or the public.
Business Transfers
We may disclose or transfer personal information in connection with a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets. We will take reasonable steps to require the recipient to honor this Privacy Policy or provide materially similar protections.
Your Choices
Communications Preferences
You may opt out of marketing emails by following the unsubscribe instructions in the message or contacting us at [email protected]. We may still send transactional or service-related communications.
Cookies and Interest-Based Advertising
You can adjust browser or device settings to block or delete cookies. You may also opt out of certain interest-based advertising as described in the state privacy sections below.
Opt-Out Preference Signals
Where required by applicable U.S. law, we recognize and honor user-enabled global privacy signals (e.g., Global Privacy Control) as a request to opt out of sale/sharing for the browser or device sending the signal.
Data Retention
We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce agreements. As a general guide: account and profile data may be retained for up to 24 months after your last activity; log and analytics data may be retained for up to 12–24 months; and legal, security, and transactional records may be retained as required by law or for legitimate business needs. Public blockchain data cannot be altered or deleted by us.
Security
We implement reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
Children’s Privacy
The Services are not directed to children under 13, and we do not knowingly collect personal information from children under 13. If we learn that we have collected such information, we will take reasonable steps to delete it.
International Users
Our Services are operated in the United States. If you access the Services from outside the United States, you understand that your information may be processed in the United States or other jurisdictions that may have different data protection laws than your country.
Additional U.S. State Privacy Disclosures
Notice at Collection for California Residents
Under the California Consumer Privacy Act (as amended by the CPRA), we provide the following notice about our collection, use, and disclosure of personal information in the preceding 12 months:
- Categories Collected: Identifiers (e.g., name, email, IP address, online identifiers, wallet addresses); Customer records (contact details); Commercial information (subscription or purchase history); Internet or network activity (usage, device, and analytics data); Geolocation (approximate, derived from IP); Inferences (preferences or interests); User content and communications. We do not intentionally collect sensitive personal information as defined by California law, and if we incidentally receive any, we limit its use to permitted purposes.
- Sources: You (directly), your devices and browsers (automatically), service providers, advertising/analytics partners, publicly available sources, and on-chain data sources.
- Business/Commercial Purposes: To provide and improve the Services; personalize content; analytics and research; marketing and advertising; security and fraud prevention; compliance and legal.
- Disclosure for Business Purposes: We disclose personal information to service providers and contractors for operational purposes (hosting, analytics, security, customer support, payments, communications).
- Sale/Sharing: We do not sell personal information for money. We may engage in activities that constitute "sharing" or a "sale" under California law (e.g., allowing third-party cookies for cross-context behavioral advertising and analytics). You can opt out by contacting us at [email protected] and by using a supported opt-out preference signal in your browser.
- Retention: We retain data as described in the Data Retention section above.
California Privacy Rights
California residents have the right to: (1) know/access the categories and specific pieces of personal information we collected about you; (2) delete personal information, subject to exceptions; (3) correct inaccurate personal information; (4) opt out of the sale or sharing of personal information; (5) limit the use and disclosure of sensitive personal information (if collected); and (6) be free from discrimination for exercising these rights.
How to Exercise: Submit a request by emailing [email protected] or by mail to the address listed above. We will verify your request by matching information you provide with information we maintain. If we cannot verify your identity, we may request additional information or deny the request as permitted by law. You may designate an authorized agent to submit a request on your behalf, subject to verification and proof of authorization.
Opt-Out Preference Signals: We honor valid browser-enabled opt-out signals (e.g., GPC) for the device/browser used.
Virginia, Colorado, Connecticut, and Utah Residents
Residents of these states may have rights to access, confirm, correct, delete, and obtain a portable copy of personal data, and to opt out of targeted advertising, the sale of personal data, and certain profiling. To exercise, contact [email protected]. If we deny your request, you may appeal by replying to our decision within 45 days; we will provide a written explanation of our final decision.
Do Not Track
Some browsers transmit Do Not Track (DNT) signals. There is no industry consensus regarding DNT. We respond to legally required opt-out preference signals as described above.
Third-Party Services, Links, and Wallets
The Services may reference or allow interaction with third-party sites, tools, wallets, or exchanges. Your use of third-party services is governed by their privacy policies and terms. We are not responsible for the privacy practices of third parties. Public blockchain transactions are inherently transparent and not controlled by us.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will post the updated policy with a new effective date. Your continued use of the Services after changes are posted constitutes acceptance of the revised policy.
Contact Us
If you have questions, wish to exercise your rights, or need this policy in an alternative format, please contact:
Bruce Pea
AI Native Finance Portal (AINFP)
2800 E Spring Creek Pkwy
Plano, TX 75074
United States
Email: [email protected]
