Bybit EU Crypto Exchange Review: Is It the Best for Derivatives in 2025?

Bybit EU Crypto Exchange Review: Is It the Best for Derivatives in 2025?
Cryptocurrency - December 10 2025 by Bruce Pea

Bybit Fee Calculator

Calculate Your Trading Costs

See how Bybit's fees compare to other exchanges. Input your trade size to see potential savings.

Choosing a crypto exchange in Europe in 2025 isn’t about finding the biggest name-it’s about finding the one that fits how you trade. If you’re into futures, leverage, or automated strategies, Bybit isn’t just another option. It’s built for it. And with full MiCA compliance, it’s one of the few platforms that actually play by Europe’s new crypto rules.

Why Bybit Stands Out in the EU

Bybit launched in 2018, but it didn’t become a top player by accident. By 2025, it’s one of the largest crypto derivatives exchanges globally, and its European arm is now fully licensed under MiCA-the EU’s first unified crypto regulation. That means user funds are protected under strict capital requirements, audits are public, and the exchange can’t just vanish overnight. For European traders, that’s not a nice-to-have. It’s the baseline.

Unlike exchanges that started as spot-only platforms and later added derivatives, Bybit was built around perpetual futures. That’s the core of its strength. You can trade BTC, ETH, and even stocks like Tesla or Apple-all with up to 100x leverage-using USDT as the base currency. No messy conversions. No surprise fees. Just clean, fast trades.

What You Can Trade on Bybit EU

Bybit offers three main trading types:

  • Spot trading: Buy and sell Bitcoin, Ethereum, and over 1,000 other tokens instantly. Low fees, fast execution.
  • Derivatives: Perpetual contracts, options, and futures. This is where Bybit shines. The order book is deep, slippage is low, and funding rates are transparent.
  • Copy trading: Follow top traders automatically. You pick who to copy, set your risk level, and let the system replicate their trades in real time.

There’s also Aurora AI-a smart assistant that suggests entry and exit points based on market patterns. It doesn’t trade for you, but it gives you real-time signals you can act on. For beginners, it’s like having a pro whisper in your ear. For veterans, it’s a second opinion.

Fees That Actually Make Sense

Trading fees on Bybit are among the lowest in the industry. The standard maker/taker structure is:

  • Maker fee: 0.01%
  • Taker fee: 0.05%

That’s cheaper than Binance and significantly lower than Coinbase. And if you trade more than 500 BTC per month, you drop into VIP tiers where fees go even lower-some as low as 0.005% for makers. No hidden charges. No surprise markups. Just clear, volume-based pricing.

Withdrawal fees are also transparent. BTC withdrawals cost 0.0005 BTC. ETH is 0.005 ETH. No extra processing fees. No currency conversion fees on spot trades. You pay what’s listed-no tricks.

A magical trading library with blockchain bookshelves and a MiCA owl, where traders place orders with quills in enchanted style.

The Bybit Card: Spend Crypto Like Cash

One of the most talked-about features in Europe is the Bybit Card. It’s a physical and virtual debit card linked directly to your Bybit wallet. You can top it up with crypto or fiat, and spend it anywhere Mastercard is accepted.

  • Zero issuance fee
  • Up to 10% cashback on purchases
  • Instant crypto-to-euro conversion
  • MiCA-compliant, so it’s legally recognized across the EU

Users report using it for groceries, gas, and even rent. One trader in Berlin told me he paid his entire December rent with crypto via the card-no middleman, no delay, no extra cost. That’s the kind of real-world utility most exchanges still don’t offer.

Security: Built for Trust

After the collapses of FTX and Celsius, security isn’t a feature-it’s the only thing that matters. Bybit takes it seriously:

  • 95%+ of user funds stored in cold wallets
  • Multi-signature approvals for all withdrawals
  • Regular Proof of Reserve audits published publicly
  • AI-driven fraud detection that flags suspicious activity in real time
  • Dedicated cybersecurity team monitoring 24/7

They’ve never had a major breach. Not once. And their audit reports are clear: they hold more assets than they owe users. That’s not common. It’s rare.

How It Compares to the Competition

Here’s how Bybit stacks up against top rivals in Europe:

Bybit vs. Top Crypto Exchanges in EU (2025)
Feature Bybit Binance Coinbase Kraken Bitstamp
Derivatives Focus Excellent Good Poor Good Basic
MiCA Compliance Yes Partial Yes Yes Yes
Trading Fees (Taker) 0.05% 0.04% 0.60% 0.10% 0.15%
Copy Trading Yes Yes No No No
Crypto Debit Card Yes (Bybit Card) No Yes (Coinbase Card) No No
AI Trading Assistant Aurora AI None None None None

Bybit doesn’t try to be everything to everyone. It’s not the best for beginners who just want to buy Bitcoin. It’s not the most user-friendly for non-tech users. But if you want deep liquidity, low fees, and powerful tools to trade derivatives-especially in Europe-it’s hard to beat.

A family in Berlin using a Bybit Card to spend crypto on food and gas, with AI signals floating nearby in a sunny, storybook scene.

Who Should Use Bybit EU?

Use Bybit if:

  • You trade futures or options regularly
  • You want to use crypto for everyday spending
  • You care about regulatory compliance in the EU
  • You like automation tools like copy trading or AI signals
  • You’re tired of hidden fees and poor liquidity

Avoid Bybit if:

  • You only want to buy and hold Bitcoin
  • You need support for over 10,000 altcoins
  • You’re not comfortable with leverage or derivatives
  • You prefer a simple, mobile-only app experience

Bybit isn’t a bank. It’s a trading engine. And if you’re looking for that, it’s one of the cleanest, most powerful ones in Europe right now.

Getting Started in 2025

Signing up takes under 5 minutes:

  1. Go to bybit.com and click "Sign Up"
  2. Use your email or phone number
  3. Complete basic KYC (ID + selfie) for spot trading
  4. For derivatives and the Bybit Card, complete advanced KYC (proof of address + income verification)
  5. Deposit crypto or EUR via SEPA
  6. Start trading

The interface is clean. No clutter. No pop-ups. Everything you need is one click away. The mobile app is just as smooth-no lag, no crashes, no confusing menus.

Final Verdict

Bybit didn’t get to the top by luck. It got there by focusing on what matters: liquidity, transparency, and tools that actual traders use. In 2025, with MiCA in force and the Bybit Card rolling out across Europe, it’s no longer just a derivatives platform. It’s a full crypto ecosystem built for people who trade, not just hold.

If you’re serious about trading futures, want to spend crypto like cash, and need a platform that’s legally safe in Europe-Bybit isn’t just a good choice. It’s the best one left.

Is Bybit legal in the EU?

Yes. Bybit is fully compliant with MiCA (Markets in Crypto-Assets Regulation), the EU’s first unified crypto law. This means it meets strict capital, audit, and security requirements. Users in all EU countries can legally trade, hold, and spend crypto through Bybit without regulatory risk.

Does Bybit offer a debit card?

Yes. The Bybit Card is a Mastercard-linked debit card that lets you spend crypto directly. It supports both crypto and fiat funding, offers up to 10% cashback, and has zero issuance fees. It’s MiCA-compliant and available to EU residents who complete advanced KYC.

What’s the difference between spot and derivatives trading on Bybit?

Spot trading means buying or selling crypto at its current price-you own the asset. Derivatives trading lets you bet on price movements without owning the asset. Bybit specializes in perpetual futures, which let you trade with leverage (up to 100x) and profit from both rising and falling markets. Derivatives are riskier but offer higher potential returns.

Are Bybit’s fees really that low?

Yes. Bybit’s standard taker fee is 0.05%, and maker fee is 0.01%. That’s lower than Coinbase (0.60%) and Kraken (0.10%). High-volume traders can drop below 0.02% with VIP tiers. There are no hidden fees on deposits or withdrawals, and crypto-to-fiat conversions on the Bybit Card are done at real-time market rates with no markup.

Is Bybit safe from hacks?

Bybit has never suffered a major security breach. Over 95% of user funds are stored in cold wallets, and withdrawals require multi-signature approval. They publish regular Proof of Reserve reports, use AI to detect fraud, and have a dedicated cybersecurity team. These measures make it one of the most secure exchanges in Europe today.

Can I use Bybit if I’m not in the EU?

Yes. Bybit operates globally, but its MiCA compliance only applies to EU users. Non-EU users can still trade on Bybit’s global platform, but they won’t get the same regulatory protections. For EU residents, the EU-specific version is the only one that offers the Bybit Card and full MiCA compliance.

What’s Aurora AI on Bybit?

Aurora AI is an automated trading assistant that analyzes market trends and suggests entry/exit points based on historical patterns and real-time data. It doesn’t execute trades for you-it gives you signals you can act on. It’s useful for beginners learning the market and pros looking for confirmation on their strategies.

Does Bybit support staking?

Yes. Bybit offers staking for over 50 cryptocurrencies, including ETH, SOL, and DOT. Rewards are paid daily, and there’s no lock-up period for most assets. Returns vary by coin but typically range from 2% to 12% APY. Staking is separate from trading and doesn’t affect your derivatives positions.

Bybit’s strength isn’t in being the biggest-it’s in being the most focused. For European traders who want to trade smart, spend crypto, and stay legal, it’s the platform that actually delivers.

Related Posts